Published October 25, 2026 in Market Update

One part of the Primary market is moving much faster than the rest

Not every part of San Diego moves at the same speed. That one fact changes what you should do next, whether you are buying or selling.

Realtor.com reported a national median of 62 days on market for homes sold this week. In ZIP 92117, the Real Estate Data Aggregator counted a median of just 15 days for the three months ending August 31, 2026. That is a big gap.

So what does that mean? If you are buying in 92117, you may have very little time to decide. If you are selling elsewhere, your ZIP code is a different story.

ZIP 92117 by the numbers

Nearly half of all homes in 92117 went under contract within two weeks, according to the Real Estate Data Aggregator. That share rose 15.1 points from a year before. Sellers there got 100% of their list price on average.

Supply dropped sharply too. The Real Estate Data Aggregator counted just 61 homes for sale in 92117, down 33.7% from the same period in 2025. Fewer choices mean buyers have less room to wait.

How the other ZIP codes compare on speed

ZIP 92116 came in second at 16 days, per the Real Estate Data Aggregator. That is 18 days shorter than a year before. At the other end, 92109 sat at 36 days, and 92102 at 33 days, with days in 92102 actually growing 12 days longer than last year.

Homes going under contract fast, ZIP by ZIP

ZIP 92116 also saw 44.6% of homes go under contract within two weeks, the Real Estate Data Aggregator shows. That is up 12.6 points from a year ago. Prices there rose 20.7% to a median of $1,182,500.

The wider picture

Across the full Primary market, the Real Estate Data Aggregator counted 859 homes sold in the three months ending August 31, 2026. That is up 5.8% from the same period in 2025. Homes for sale across the market fell 7.7% to 810.

Nationally, Freddie Mac put the 30-year fixed rate at 7.32% as of October 22, 2026. Realtor.com reported an average of 7.40% on the same date. Rates above 7% add pressure on buyers deciding quickly in tight ZIP codes.

The National Association of Realtors reported that existing-home prices rose 1.3% in September 2026 across the country. Local prices tell a more mixed story. In 92117, the Real Estate Data Aggregator shows prices up 12.5% to $1,157,500. In 92106, prices dipped 8.2% to $1,735,000. Not every ZIP moved the same way.

Months of supply across the market

ZIP 92102 had 5.1 months of supply, up 0.9 months from a year ago. That is the loosest part of this market right now. Buyers there have more time. Sellers there face more competition.